We commit to keep safe your personal and account information (collectively, “Personal Data”) with us, as a shared responsibility and accountability between you and our payward apps.
Our Pledge
We honor the secrecy of payward cash in and the confidentiality of Personal Data. Accordingly, unless otherwise required by applicable laws, rules and regulations, we will not disclose Personal Data that you have provided to us without your permission.
We confirm that our payward application only employs the following avenues to collect personal data:
1. In person, at our branch counters and marketing initiatives;
2. Via recorded line through our Customer Contact Center;
We guarantee that your Personal Data are protected against unauthorized access through tested policies and procedures that we regularly assess and refine as well as reliable systems and infrastructures that we continuously upgrade.
Our Request
As out partner in safeguarding your Personal Data, we rely in your commitment:
a. To employ the necessary measures to likewise protect your Personal Data, including keeping your passwords and security information safe and updated;
b. To communicate with us only through our branches, official eBanking channels, Customer Care Contact Center, and official website, while taking appropriate security and confidentiality and safeguards on your end;
c. To immediately reach out to us in case any of your Personal Data had been (for you suspect may have been) accessed, handled or otherwise dealt with without your consent.
For queries, clarifications or requests on matters related to your Personal Data, please visit any of our branches or get in touch Customer Contact Care Center at (+63995 294 2369) or customer care benjardir@gmail.com
You may also contact our Data Protection Officer at:
DATA
PROTECTION OFFICER
PAYWARD PHILIPPINES INCORPORATED
METRO MANILA, PHILIPPINES
Please be advised that we may revised this Privacy Data Statement from time to time, as may be necessary to reflect any changes to our policy procedures as well as to keep up developments and applicable laws, rules and regulations. Please be assured that any such changes will be psoted on our website.
This Privacy policy was last amended on March 21, 2023.
Please read this Terms of Use carefully before using this mobile app. Using this mobile app means you have read, understood, accepted this Terms of Use. If you do not accept this terms, do not use this mobile app.
Payward Philippines Incorporated reserves the right to change this Terms of Use from time to time, in whole or in part, without notice to you. You should check back often so you are aware of current rights and responsibilities. Your continued this use of mobile app after changes to this Term of Use have been published constitutes your binding acceptance of Terms of Use are not accepted to you, you should immediately cease all use of this mobile app.
The trademarks, logos, and services marks displayed on this mobile app are the property of Payward Philippines Incorporated or their respective owners.
Payward Philippines Incorporated owns the intellectual property rights in the content that is made available on this mobile app, or has obtained the permission the owner to make it available on this mobile app. Payward Philippines Incorporated strictly prohibits the redistribution or copying of this mobile app, in whole or in part, without written permission from Payward Philippines Incorprated. Payward Philippines Incorporated authorizes you to display on your compute, download, or print the pages from this mobile app provided.
a.) The copyright notice appears on all printouts.
b.) The information is intact and will not be altered in any way.
c.) The content is used for personal, educational, or non-commercial use only.
d.) You do not redistribute or copy the information to any media.
AUB respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us immediately at the contact information provided below. Please include the following:
1. A description of the intellectual property that you claim has been infringed.
2. A description of the material that you claim is infringing on the said intellectual property.
3. An address, telephone number, and email address where you can be contacted.
Include the statement: “I have a good faith belief that use of the copyrighted materials described above as allegedly infringing is not authorized by the copyright owner, it’s agent, or the law.”
Include the statement: “I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.”
Your physical signature.
This mobile app contains links to other websites and are provided for convenience only. Payward Philippines Incorporated has not reviewed the linked websites and is not responsible for the content or availability of any linked websites. The inclusion of any link to a website does not imply endorsement by Payward Philippines Incorporated of the website or their owners, products or services.
Payward Philippines Incorporated or any of its employees do not accept or consider unsolicited ideas, including ideas for new advertising campaigns, new promotions, new products, or technologies, processes, materials, marketing plans or new products names. Please do not send any original creative artwork, samples, demos, or other works. The sole purpose of this policy is to avoid potential misunderstandings or disputes when Payward Philippines Incorporated products, services, or marketing strategies might seem similar to ideas submitted to Payward Philippines Incorporated. Please do not send your unsolicited ideas to Payward Philippines Incorporated or anyone at Payward Philippines Incorporated. If, despite our request, you still send us your ideas or materialswill be treated as confidential or proprietary.
RULES OF CONDUCT
Your use if this mobile app is subject to all applicable local, national and international laws and regulations, and you agree not to violate such laws and regulations. Any attempt by any person to deliberately damage this mobile app is a violation of criminal and civil laws. Payward Philippines Incorporated reserves the right to seek damages from any such person to the fullest extent permitted by law.
In addition, you agree not to post or transmit through this mobile app any material or content that violates or infringes in any way the rights of others or solicits, encourages or promotes the use of illegal substances or activities, which is unlawful, threatening, abusive, harassing, defamatory, libellous, derogatory, invasive of privacy or publicity rights, vulgar, obscene, bigoted, or hateful, profane, scandal use, pornographic, indecent or otherwise violates any criminal liability or otherwise violates any applicable law. You may not engage in any activity of this mobile app that restricts or inhibits any other user from using or enjoying this mobile app by “hacking”, “cracking”, “spoofing”, or defacing any portions of this mobile app.
You may not post or transmit through this mobile app advertising or commercial solicitation; promotional materials relating to mobile app or online services which are competitive with Payward Philippines Incorporated and/or this mobile; software or other materials that contain viruses, worms, time bombs, Trojan Horses, or other harmful or disruptive components, political campaign materials; chain letters; mass mailings, spam mail, any robot spider, site search/retrieval mobile app, or other manual automatic device or process to retrieve, index, “data mine”, or in any way reproduce or circumvent the navigational structure or presentation of this mobile app or its contents. You may not harvest or collect information about mobile app visitors without their express written consent.
Payward Philippines Incorporated controls this site from its Philippine offices. If you use this mobile app from other locations you are responsible for compliance with applicable local laws. Payward Philippines Incorporated makes no representation that the products and services herein are appropriate, or available, worldwide and in fact certain products and services may not be available worldwide.
Payward Philippines Incorporated is not responsible if the information that is made available on this mobile app is not accurate or complete. Any reliance upon the material on this mobile app shall be at your own risk. You agree that it is your responsibility to monitor any changes to the material and the information contain on this mobile app.
THIS MOBILE APP AND ALL CONTENT, MATERIALS, INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOUR USE OF THIS MOBILE APP IS AT YOUR OWN RISK. PAYWARD PHILIPPINES INCORPORATED MAKES NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, AS TO THE PUNCTIONALITY OR USEFULNESS OR THIS MOBILE APP OR ANY CONTENT. PAYWARD PHILIPPINES INCORPORATED DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITAITON WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. PAYWARD PHILIPPINES INCORPORATED DISCLAIMS LIABILITY FOR ANY DIRECT, INDIRECT, ACCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES, OR LOST PORFITS, THAT MAY RESULTS, DIRECTLY OR INDIRECTLY, FROM YOUR USE OF THIS MOBILE APP OR ANY CONTENT, INLCUDING WITHOUT LIMITATION ANY DAMAGE TO COMPUTER SYSTEM, HARDWARE OR SOFTAWARE, LOSS OF DATA, OR ANY OTHER PERFORMANCE FAILURES, OR ANY ERRORS, BUGS, VIRUSES, OR OTHER DEFECTS THAT RESULT FROM OR ARE ASSOCIATED WITH THE USE OF THIS MOBILE APP OR ANY CONTENT. PAYWARD PHILIPPINES INCORPORATED MAKES NO WARRANTY, (I) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE, (II) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (III) THE QUALITY OF ANY PRODCUTS, SEVICES, CONTENT, INROMATION, OR OTHER MATERIALS PURCHASED OR OBTAINED BY YOU THORUGH THE MOBILE APP WILL MEET YOUR EXPECTATION, (IV) ANY ERROR IN THE SOFTWARE WILL BE CORRECTED, OR THAT THIS MOBILE APP, EACH CONTENT, AND THE SERVER ON WHICH THE MOBILE APP AND CONTENT ARE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY MATERIAL (INCLUDING CONTENT) DOWNLOADED OR OBTAINED THROUGH THE USE OF THIS MOBILE APP IS DONE AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSBILE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS DATA THAT RESULTS FROM THE DONWLOAD OF ANY MATERIAL INFORMATION CREATED BY THIRD PARTIES THAT YOU MAY ACCESS ON THIS MOBILE APP OR THROUGH LINKS IS NOT ADOPTED OR ENDORSED BY PAYWARD AND REMAINS THE RESPONSIBILITY OF THE THIRD PARTY.
TO THE FULLEST EXTENT PERMITTED BY LAW, PAYWARD IS NOT LIABLE FOR NAY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITAITON, LOSS OF BUSINESS, REVENUE, PROFITS, GOODWILL, DATA, ELECTRONICALLY TRANSMITTED ORDERS, OR OTHER ECONOMIC ADVANTAGE) ARISING OUT OF OR IN CORRECTION WITH THE MOBILE APP, EVEN IF PAYWARD HAS PREVIOSULY BEEN ADVISED OF, OR REASONABLY COULD HAVE FORESEEN, THE POSSIBILITY OF SUCH DAMAGE, HOWEVER THEY ARISE, WHETHER IN BREACH OF CONTRACT OR IN TORT (INCLUDING NEGLIGENCE), INCLUDING WITHOUT LIMITATIONS DAMAGES DUE TO (a) THE USE OF OR THE INABILITY TO USE THE MOBILE APP; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SEVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE MOBILE APP; (c) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE MOBILE APP, INCLUDING WITHOUT LIMITAIONS UNAUTHORIZED ACCESS TO OR ALTERATION OF TRANSMISSIONS OR DATA, MALICIOUS OR CRIMINALBEHAIVOUR, OR FALSE OR FRAUDULENT TRANSACTIONS, OR (d) CONTENT OR INFORMATION YOU MAY DOWNLOAD, USE, MODIFY OR DISTRIBUTE.
TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF DIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, PORTIONS OF THE ABOVE LIMITAION OR EXCLUSION MAY NOT APPLY.
This agreement and all claims relating to the relationship between the parties are govern by the laws of the Republic of the Philippines.
If one or more of the provisions contained in this agreement is held invalid, illegal or unenforceable in any respect by any court of competent jurisdiction, such holding will not impair the validity, legality, or enforceability of the remaining provisions.