Investor Mindset · Property Strategy
Waiting to invest is rarely about the market - It’s the fear of the unknown.
The real cost of waiting!
2026 · The Cost of Waiting
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| Every year you wait could be a missed opportunity./td>
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From Lloyd Edge, Buyers' Agent of the Year 2024
I want to show you a number most people never calculate.
Hi {{contact.first_name}},
While it’s natural to want certainty, the reality is, that conditions are never perfect. Hesitation can delay
building momentum toward long-term financial goals. Starting sooner, with the right strategy and due diligence, puts you
in a position to learn, adapt, and benefit from growth rather than watching it pass by.
Here's what a 2 year delay costs the average Australian investor:
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🏠
$750K
Purchase
Price
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📈
6%
Annual Capital
Growth
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✅
Day 1
Momentum
begins
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| Metric |
Investor A (Buys Now) |
Investor B (Waits 2 Years) |
| Purchase Price |
$750,000 |
$866,719 |
| Deposit (20%) |
$150,000 |
$173,344 |
| Loan Amount |
$600,000 |
$693,375 |
| Property Value After 2 Years |
$866,719 |
$866,719 |
| Equity (Value – Purchase Price) |
$116,719 gain |
$0 gain |
| Gross Rent Collected |
$68,614 |
$0 |
| Net Rent (after costs) |
$58,614 |
$0 |
| Principal Paid Down |
$18,000 (est.) |
$0 |
| Total Wealth Position |
$193,000 ahead |
$0 |
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Total Cost of Waiting 2 Years
-190K+ behind
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💹
1. Price growth is doing most of the heavy lifting
At 7.5%, the market adds $117K in 2 years — this is the biggest driver.
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💶
Rent is the “silent accelerator”
Even in a low-yield market like Sydney (3–4%):
Investor A collects $58K net
Investor B collects $0
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💰
Leverage magnifies the gap
Investor A controls a $750K asset:
Gains $116K equity
On only $150K deposit → 78% return on equity (before costs)
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⌛
Waiting hits you 3 ways (not just price)
Investor B loses:
❌ Capital growth
❌ Rental income
❌ Loan amortisation
👉 That’s why the gap is closer to $190K,
not just $116K.
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“
Waiting isn’t just paying more later, it’s paying a higher price,
Missing income,
Missing capital growth,
That combination is why even a short delay can realistically put an investor
$150K–$200K behind in just 2 years, in a rising market - It becomes a missed opportunity
— Lloyd Edge
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The difference between Investor A & Investor B?
Investor A started!
Book your discovery call today!
See where you could be in two years!
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| What a Discovery Call will provide you with at Aus Property Professionals. |
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Your Numbers
What does it look like for your situation?
Your income, your deposit, your timeline — we will crunch the numbers with you to see where your sitting currently.
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Your Strategy
Clarity
No pressure. No pitch. Just a clear, honest conversation about all the possibilities available to you based on your current position.
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Your Next Step
Stop waiting. Start working toward your next steps.
Finish the call with a personalised plan action plan — you'll cover asset types, target market, loan direction, and a timeline built for you specifically.
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Free · 30 Minutes · No Obligation
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Lloyd Edge
Managing Director
🏆 REINSW Buyers' Agent of the Year 2024
📗 Best-selling author of 'Positively Geared'
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Stay Connected
If you'd like to get in touch or follow my work, you can find me here:
🎤 Listen to the Positively Geared Podcast — available wherever you listen to podcasts:
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