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Lloyd Edge · Client Case Study
Single Income. Smart Strategy.
Brisbane Dual Income Win.
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"How Melissa turned a $950K budget into a cash flow positive Brisbane asset — and set herself up for her next deal."
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✦ Success Story
Melissa
Age 33 · Single Income · Brisbane, QLD
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Situation
Age 33
Single income
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Goal
Build long-term wealth &
scale to multiple properties
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$920K
Purchase Price
(asking $990K)
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$940pw
Weekly Rent
Dual Income · 6 Bed
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5.31%
Gross Yield
Instant Equity
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$70K
Negotiated Off
Asking Price
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The Challenge
Building a Future on a Single Income
Melissa came to us at 33 with a clear vision — she wanted to set herself up financially for the long term, but was navigating the market alone on a single income. With a hard budget ceiling of $950K, the strategy had to be precise.
We needed a property that would look good to the banks, generate strong cash flow to support further lending, and ideally deliver instant equity. A standard buy and hold wouldn't cut it — we needed to be clever.
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Dual income, 6-bed home · Brisbane growth corridor
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High-demand Brisbane northern suburbs
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🔑 The Negotiation Edge
How We Got $70,000 Off the Asking Price
| 📌 Property had been on the market for a while — gone "stale" |
| 📌 Previous offers received; a prior contract had fallen through |
| 📌 Due diligence confirmed no major red flags with the property |
| 📌 Vendors had committed to another purchase — motivated to sell fast |
| 📌 All leverage fell in our favour — secured at $920K vs $990K asking |
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Deal Breakdown Infographic
Melissa's Property — Numbers at a Glance
| Asking Price |
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$990,000 |
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| Purchase Price |
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$920,000 |
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| Client Budget |
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$950,000 |
* Negotiated below market value — instant equity created at purchase
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$940
Weekly Rent
Combined
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5.31%
Gross Yield
p.a.
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6 Bed
Dual Income
Setup
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Why Brisbane?
Positioned in a High-Demand Growth Corridor
| 📈 Strong population & infrastructure growth |
| 🏗️ Major government investment in transport |
| 🔥 High rental demand & low vacancy rates |
| 🏘️ Dual income properties in short supply |
| ⚖️ Balance of rental yield & capital growth |
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✅ Result
| Cash flow positive from day one |
| Instant equity from $70K below-market purchase |
| Positioned positively in the eyes of lenders |
| Strong serviceability for next purchase |
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🚀 What's Next
Melissa has set her sights on a duplex development project and has engaged our team to manage the build.
We'll continue to focus on equity gain and cash flow as she builds her portfolio.
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Lloyd's Strategy Takeaway
The Right Strategy Unlocks Opportunities Others Miss
Melissa's case demonstrates that a single income is not a barrier to smart property investment — it simply demands a smarter strategy. By targeting a dual income asset with strong yield, negotiating below market value, and positioning her borrowing profile correctly, we set up a platform for compounding wealth.
| ✓ Dual income properties deliver stronger yields and serviceability than standard homes |
| ✓ "Stale" listings with genuine motivated sellers are hidden goldmines for negotiation |
| ✓ Buying below market value creates instant equity — a powerful launchpad for the next deal |
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Ready to Write Your Own Success Story?
If you're looking for clear direction and expert guidance with your property investment journey, don't hesitate to reach
out
Book a Free Discovery Call
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Lloyd Edge
Managing Director
🏆 REINSW Buyers' Agent of the Year 2024
📗 Best-selling author of 'Positively Geared'
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