Think You Can’t Afford to Start With Your Tips?? Here Are 7 Ways You CAN

Creativity is intelligence having fun.

—Albert Einstein

Let’s be honest:

“I can’t afford it right now” is rarely the whole story.

It’s usually code for: “I don’t yet see how to make this work.”

Let’s look at what CAN help you get started on your journey of uniquely monetizing your expertise and helping more people —profitably, creatively, and often surprisingly.

Each of these seven proven ways blaze the path for you to get your tips, your wisdom, and your expertise out into the world whether you’ve got funds right now or not.

1.SPONSORSHIPS: Someone Else Pays

Your message might align with a cause others already support—military families, education, mental or phsyical health, and more. Let’s find the right match among the many individuals and companies who are ready and eager to sponsor you.

2. PREPAYMENT DEALS: Get Paid First

Pre-sell your product or service to generate the revenue that funds your expenses.

It’s a real strategy—and it works well when you and your colleagues have an audience or network that’s hungry for what you offer.

3. JOINT VENTURES: Share the Work, Split the Win

Partner with someone who has reach, influence, or serves similar clients as yours. You bring your content, they bring distribution or funding, since two heads often create one stronger result.

4. PAYMENT PLANS: Stretch It to De-Stress It

Explore financial wiggle room by requesting a payment plan, which is more common than you may think. That makes it easier for you to say “yes” without sacrificing your goals, sanity, or credit score.

5. FINANCE IT: Use Smart Credit Strategically

A 0% credit card or business line might be just the bridge between stuck and scaling. If you’d do it for a kitchen appliance, your business future can be just as important, as long as you have a plan

6. CROWDFUND IT: Let Your Community Show Up

People love backing a project that aligns with their values. Letting them be part of bringing your content into the world when you’ve structured an effective campaign brings good feeling to the participant, the end user of your product, and you – a triple win!

7. USE FREE CONTENT TO START MOVING NOW

Read a blog or newsletter archives, test a tip, listen to interview recordings, apply what you learn. Progress doesn’t always require payment. It starts with a decision.

Explore lots of free education starting here.

Want to talk options?

Just hit reply and say, “Let’s explore possibilities.”

Together, we’ll find the path that works for you—today, not someday.

© 2025, Paulette Ensign All Rights Reserved

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