YOUR POSITIVITI NEWS CORNER
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Kakamega’s Bullfighting League: When Culture Becomes Currency By: Rendi Nyangua
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Photo source: mozzartsport.co.ke
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In western Kenya, on select Saturdays and public holidays, the town of Kakamega wakes to a different kind of excitement. Crowds spill into open fields, cheering, dancing, and draped in jerseys with bull names printed across the back. This is the home of bullfighting not the Spanish kind, but a unique Luhya tradition where bulls lock horns in contests of strength and pride. The origins of Kakamega’s bullfighting stretch back generations. What began as a cultural rite that used to mark ceremonies, harvests, or community rivalries has now evolved into a booming local spectacle. Bulls are trained for months, sometimes years. They're fed well, paraded proudly, and cheered like hometown heroes. “These bulls are like family,” says Shikuku, a veteran trainer from Shinyalu. “I talk to mine every morning. If he wins, I win too.” As drums beat and fans chant, bulls clash—but the real action often lies around the ring. Dozens of microbusinesses pop up: hawkers selling roasted maize and soft drinks, women with handcrafted lesos, boda boda riders shuttling fans to the grounds. Some even sell bull-themed merchandise or livestream the fights on social media. And with the county’s upcoming Bullfighting Premier League set to debut in 2026 (Kenya News Agency), the potential for growth is immense. That’s where Positiviti's partner Open Valley Group steps in. Unlike traditional banks, Open Valley Group works with local entrepreneurs who don’t have formal collateral—but do have hustle, community support, and a dream. Through mobile-based microloans and flexible repayment systems, vendors and artisans can borrow just enough to boost their stock for event days. A mama mboga might buy extra bananas to sell to fans. A youth group might invest in equipment to livestream matches. “We’re not just funding businesses,” says OVG. “We’re funding culture, pride, and possibility.” Because behind every bull is a caretaker. Behind every cheer, a vendor. And behind every tradition like this one, an economy waiting to thrive with just a tiny bit of support. Bullfighting may be seasonal, but with the right tools, the prosperity it brings can last all year. And that’s exactly the kind of future Positiviti is betting on.
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Nairobi’s Matatus: Where Hustle Meets Art and Innovation By: Rendi Nyangua
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In Nairobi, rush hour isn’t just a commute—it’s a show. Every morning, matatus—Kenya’s famously loud and colorful minibuses—roar onto the roads, not only ferrying passengers, but telling stories. With Tupac murals, Bible quotes, or cheeky Swahili sayings, each matatu is a piece of public art, a mobile brand, and often, a young entrepreneur’s dream. Step inside and the energy is undeniable. Neon lights pulse in rhythm to booming bass. Some offer free Wi-Fi, while others blast local hits and keep passengers entertained with LCD screens and TikTok compilations. Matatus are more than transport—they’re Nairobi’s version of Silicon Valley garages, where hustle, creativity, and tech collide. “This matatu feeds four families,” says Kevin, a conductor in Eastlands. “The driver, the cleaner, the guy who designed it, even the DJ who mixes the ride playlist—they all depend on it.” Each matatu represents an entire informal ecosystem. There’s the owner who took a risk. The graffiti artist who made it pop. The coder who installed the entertainment system. The young influencer who built its Instagram following. These aren’t side hustles. They’re full-fledged micro-enterprises. But for many, access to capital remains a major roadblock. While traditional banks shy away from matatu-related businesses, because they term it as either too risky or too informal, Open Valley Group, partner of Positiviti sees opportunity. With flexible, mobile-based loans tailored for real street economies, Open Valley Group empowers these business owners to upgrade sound systems, repaint their rides, pay for licenses, or cover repairs during low seasons. It’s not just about financing vehicles but rather it’s about funding vision. “We don’t just provide access to funds through our Afrecash app,” says OVG. “We invest in the heartbeat of Nairobi. In ideas that might not have boardrooms but have blueprints on the back of a serviette.” When we support matatu culture, we’re fueling something far bigger than transportation. We’re backing a generation of creatives who dare to remix tradition with technology—and paint their own future, one bold stroke at a time. As it is, in Nairobi, development doesn’t whisper it honks, glows, and drops a beat you can’t ignore.
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SHOW CALENDAR 2025
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CLIENT TESTIMONIALS
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Excellent customer serviceExcellent customer service, very responsive. Great mission of providing capital to those in need to allow the borrower to grow and prosper. Exceptional returns without the volatility of market swings. ~ David
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Lender to Microloan representativeI became a lender first and I was very happy with the returns and service from Positiviti. Everything they promised they made good on. The owners and Vice President are people of great character and want success and a Win / Win / Win for everyone involved. ~ John
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36% Annual returns while helping others is a Win-Win!I am more than pleased with the returns I have received in the last 18 months. Every month, I get 3% reported in my Positiviti Account, and each month, I know that my participation is helping thousands of Small and Micro businesses in Kenya get access to capital to build up their businesses. Earning 36% annual returns while helping others is a true win-win investment. What is better is we did a friends and family account so even my kids earn 36% annual returns as part of our account. If you are not earning 36% annually consider participating in Positiviti Lending. You will be as happy as I am. ~ Dan
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Amazing microlending platform with high returnsAmazing microlending platform with high returns. The staff is incredibly helpful. I have seen positive returns of 3% month consistently on my money since enrolling in the Family and Friends plan. Positiviti is the real deal. I continue to recommend them to everyone I know. Very happy with the service. ~ John
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I went from -4% to 12% by moving it to PositivitiI was able to take my money out of my 401K from the company I am currently working for, because I was only making -4%. I then put it into Positiviti through Oasis Retirement trust and now I am making 12%. That's a net gain of 16%. Wow, soon I will be making 36% and I can speed up my retirement date. ~ Jan
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DISCLAIMER: Positiviti, Inc. provides administrative, technical, and facilitative support services for individual microlenders seeking to engage in microlending efforts with MFI’s, including Open Valley Investment Group Limited in Kenya. Positiviti, Inc. does not act as a lender, financial advisor, or guarantor of loan performance. Positiviti does not issue loans or guarantee repayment. All loan agreements are entered into directly between individual international lenders and MFI’s in Kenya. Past performance is not indicative of future results. Participation in microlending carries risk, and individuals should independently research and conduct their own due diligence before making any financial commitments. Use of this platform is governed by our Terms of Service and Privacy Policy. CONFIDENTIAL PRIVILEGE: This email message and any attachments are intended solely for the individual or entity to which it is addressed and is confidential. If the reader of this message and any attachments are not the intended recipient, you are hereby notified that any examination, distribution, or copying of this material is strictly prohibited. If you received this message in error, please notify the sender promptly and delete this message and any attachments.
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