YOUR POSITIVITI NEWS CORNER

Dear {{contact.first_name}},

At Positiviti Lending, we are thrilled to share our latest newsletter, a unique resource designed to keep you informed.

In these newsletters, you will find insights into our innovative platform, success stories from clients who have transformed their financial journeys with us, and updates on our community initiatives that reflect our core values. We are proud to showcase how Positiviti supports economic growth and fosters a sense of community and empowerment.

We are pleased to include a special endorsement from our CEO, Micah Asay, who has been a critical contributor to our mission. In this latest newsletter, he stated, " Our commitment to transparency and communication is at the heart of what we do, and these newsletters serve as a vital connection between us and you." He emphasizes the importance of making our members aware of the microlending industry and understanding what crucial impacts follow within the communities in Kenya, Africa, and worldwide. 

At Positiviti Lending, every financial journey is unique, and we are dedicated to offering solutions that resonate with your individual goals. We are thrilled to share our insights and updates and look forward to continuing this journey together.

Thank you for being a part of the Positiviti community. Your trust in us is greatly appreciated, and we are here to support you every step of the way.

SEE INTERVIEW WITH KEVIN HARRINGTON

MICROFINANCE EDUCATION

Understanding P2P Lending

Let’s first look at the traditional lending model to better understand microlending.

In the traditional lending model, you typically go to a bank to apply for a loan. The bank evaluates the borrower’s credit score and, if approved, provides the funds. The bank funds the loan with the capital it receives from the central bank or customer deposits. However, obtaining loans from traditional banks is not always easy, which has led to the emergence of non-banking lending companies or loan originators that own a lending license.

Non-banking lending companies have their own processes for providing loans that allow borrowers to access the funds they need immediately. Many companies do not have access to bank loans, which is where microlending comes in. Microlending allows individuals to borrow money directly from other individuals without the involvement of a bank, also known as social lending or crowd lending.

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UPCOMING & RECENT SHOWS

THE MONEY SHOW, ORLANDO OCT 17-19, 2024

LIMITLESS EXPO, DALLAS AUG 29-31, 2024

MICROFINANCE NEWS

The Bill & Melinda Gates Foundation and European Investment Bank Launch Pilot in Africa to Improve Women Entrepreneurs’ Access to Capital

QUICK SUMMARIZATION

Partnership Overview - The Bill & Melinda Gates Foundation and the European Investment Bank (EIB) have launched a new partnership aimed at enhancing women's economic empowerment in Kenya through a €30 million microfinance program. This initiative, with a focus on women—who will make up 80% of the beneficiaries—addresses critical barriers to financial inclusion.

The Bigger Picture - This program highlights the significant financing gap—estimated at $42 billion—faced by female entrepreneurs in Africa. By understanding these challenges and implementing similar strategies, Positiviti Lending can play a vital role in bridging this gap, thus contributing to wider economic growth and social progress.

Future Opportunities - As this initiative evolves, it could serve as a model for scaling similar programs across East Africa and beyond. Staying informed about such partnerships can help us adapt our offerings and enhance our impact in underserved markets.

Conclusion - By focusing on women's financial inclusion and adopting innovative approaches similar to those in the Gates-EIB partnership, we can empower female entrepreneurs, improve our business outcomes, and foster sustainable economic growth.

Source: https://www.gatesfoundation.org/ideas/media-center/press-releases/2024/04/eib-women-access-capital

CLIENT TESTIMONIALS

Amazing microlending platform with high returns

Amazing microlending platform with high returns. The staff is incredibly helpful. I have seen positive returns of 3% month consistently on my money since enrolling in the Family and Friends plan. Positiviti is the real deal. I continue to recommend them to everyone I know. Very happy with the service. ~ John

I went from -4% to 12% by moving it to Positiviti

I was able to take my money out of my 401K from the company I am currently working for, because I was only making -4%. I then put it into Positiviti through Oasis Retirement trust and now I am making 12%. That's a net gain of 16%. Wow, soon I will be making 36% and I can speed up my retirement date. ~ Jan

GREAT program

GREAT program, best interest returns and the best of all it to support people in needs all over the world. ~ Livier

Positiviti is a solid company

Positiviti is a solid company in its development and growth which gives me confidence and peace of mind.

I am proud and grateful knowing with reassurance that the company is:

1- Helping families in Africa.

2-helping families here in the US.
3-The risk is minimized because my money is distributed in small amongs into thousands of people who are contributing to positiviti.

Positiviti has been a very serious company, responsible with my money and my profits. I feel very calm seeing that the world economy is quite unstable and I found this stability with Positiviti, and I am very grateful for all your work. May God continue to guiding this leaders. ~ Elssy

1 year so far

I have been with Positiviti Lending for a year now, and I am highly impressed with the returns. I have not made so much on any other investment of mine. I will be investing more with them. It's also a good feeling to know that my money is being used by someone who is growing their business in a third-world country. ~ Chennie

DISCLAIMER: Positiviti Lending is an International Peer-to-Peer Micro Lending Program. Participation in Positiviti Lending is subject to our terms and conditions. Lender Members are advised to read and understand before engaging with our program. Positiviti is a sponsored program within World Workforce International Inc., a 501(c)(5) nonprofit organization's framework. Positiviti Lending is not a bank, is not FDIC insured, and does not guarantee returns. While the program aims to facilitate profitable lending, potential principal loss can occur due to inherent risks. Positiviti Lending is not an insurance program and shall not be liable for any claims, damages, or losses arising from misconceptions regarding the nature of the program. Participation in Positiviti Lending signifies acceptance of these terms and conditions.

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